Frictionless customer journeys and collaborative ecosystems
Agile. Resilient. Innovative.
A universal financial solution
TCS BaNCS facilitates transformation for practically every business process within every domain of the financial services industry. The TCS BaNCS suite of products is designed to help financial services institutions enhance end-customer experience, gain operational efficiency, and embrace open and innovative technologies that embody true digital customer engagement. TCS BaNCS products, spanning banking, capital markets, and insurance, are installed in more than 500 financial institutions worldwide.
Premised on the vision of creating frictionless digital financial journeys, the products offer advanced breadth and depth of functionality and are built on a modern, deep technology stack. This ensures that financial institutions of myriad types and industry segments derive high performance from their mission-critical applications securely.
Made available on the cloud, also offered as SaaS, and built on a strong digital core, TCS BaNCS helps banks and financial services institutions become more agile and intelligent by leveraging open technologies and rich ecosystems.
Focus
Core Banking
Fast track your bank’s digital transformation
Provides your bank with the products and technology to meet the opportunities of tomorrow. TCS BaNCS’ open ecosystem enables your bank to do business with anyone, and its rich set of APIs allows anyone to do business with your bank.
Built using cloud-native microservices for maximum flexibility and ease of deployment, the solutions enable faster time to market, faster compliance with new regulations, and an enhanced user experience.
Payments
Extensive end-to-end multi-product payment processing capabilities
Automate end-to-end multi-product payment processing for real-time payment, cross border and domestic payments, direct debits, and cheque processing across multiple geographies with different clearing rules, SLA requirements, account addressing, and messaging standards.
Treasury
Transform your treasury options with a futureproof, secure, and scalable solution
Manage end-to-end operational functions across front, middle, and back offices. A single, consolidated treasury management platform helps address the specific needs of a treasury of a bank or a corporate.
